Irony

I find it tremendously ironic that I am going to take equity out of my house via a HELOC in order to pay for the equity I just put into my house via new plumbing. But after much consultation with our finance guy, this is the option that makes the most sense, tax-wise.

The upshot, though, is that we should be able to work it so that we are debt-free (except for my student loans). That will be nice.